Hi Maria! 👋

I'm DYORX, your savings assistant.

Juliana invited you to her savings circle!

Want to start saving and earn 6-8% per year?

💡 Digital Savings Circles

Like traditional tandas (Latin America) or ROSCAs, but enhanced with technology:

✅ Save with friends & family
💰 6-8% annual yield (Solana DeFi)
📈 Build credit by saving
💳 Fair loans (8-15% APR vs 400%+)

Example: 10 people save $10/week (~R$50 in Brazil). One receives $100 each week. While waiting your turn, your money earns 6-8%!

Great! 🎉 I'll help you.

You can use DYORX in two ways:

📱 Via app (full features)
Dashboard, charts, goals

💬 WhatsApp only (basic)
Quick text commands

Which do you prefer?

Perfect! 🎉

📱 Coming soon!

Native iOS and Android apps will be available after MVP launch in 2026.

For now, you can use DYORX entirely through WhatsApp! 💬

💡 The WhatsApp experience is just as powerful - no app download required!

No problem! I'll help you right here. 💬

I just need some information first.

For some things, I'll send you a secure link (opens in browser then comes back here).

First, send me your Tax ID:

(CPF in Brazil, SSN in US)

✅ ID confirmed!

Now I need to verify your identity.

Click here to take a quick selfie:

(Opens a secure site, then comes back to WhatsApp)

🎉 All set, Maria!

Your DYORX account is active!

💰 Balance: $0.00
📈 Yield: 6-8% per year

Commands you can use:

💰 balance → check your balance
📊 deposit → add money
🔄 circles → view your groups
💳 borrow → request a loan
ℹ️ help → see all commands

Start by typing "circles" to join Juliana's group! 👥

🔄 Your Circles

💚 Pending Invitation

Juliana's Family Circle
👥 7/10 members
💰 $10/week per person (~R$50 in Brazil)
🔄 Rotation: every Friday

Next turn: you'd be 8th!

✅ Payment confirmed!

$10 added to the circle
Your weekly contribution is active!

🎉 Congrats, Maria!

You're now part of Juliana's Family Circle.

📊 Summary:

💰 Your balance: $10.00
📈 Earning: 6-8% per year (Kamino Finance)
🔄 Next rotation: Carlos (Friday)
👉 Your turn: in ~5 weeks (you'll get $100)

That's it! You can check your balance anytime by typing "balance". 💰

I'll notify you when it's your turn to receive the payout!